When was the Hawaii Hurricane Relief Fund (HHRF) created?

The Hawaii Hurricane Relief Fund (HHRF) was created in 1993 as a response to the need for a way to provide insurance coverage for hurricane damage in the state. Hawaii is susceptible to hurricanes, and the establishment of this fund aimed to ensure that homeowners could recover from such natural disasters, which in turn strengthens the resilience of the community against potential financial losses from hurricanes. The fund helps bridge the gap in private insurance markets, especially during periods of increased risk, allowing residents to obtain necessary coverage at more reasonable costs.