What is the minimum passing score for the NMLS national test?

The minimum passing score for the NMLS national test is set at 75%. This benchmark is established to ensure that candidates demonstrate a sufficient level of knowledge and competency in mortgage lending regulations, practices, and concepts critical to the industry. Achieving this score signifies that the candidate possesses the necessary understanding to function effectively as a Mortgage Loan Originator, thereby maintaining the standards of professionalism and regulatory compliance vital for consumer protection and industry integrity.