What is the main requirement of the Fair Housing Act?

The Fair Housing Act primarily aims to ensure that individuals are not discriminated against in their right to housing based on certain protected characteristics, such as race, color, religion, sex, national origin, familial status, and disability. This act promotes equal access to housing opportunities, ensuring that everyone has the same chance to purchase, rent, or finance a home without facing prejudicial treatment. By focusing on preventing discrimination, the Fair Housing Act seeks to create a more equitable housing market.

The other options do not address the core purpose of the Fair Housing Act. While providing loans at lower interest rates, ensuring insurance coverage for all borrowers, or regulating property taxes are important aspects of housing and finance, they do not pertain to the prohibition of discrimination, which is the central focus of the Fair Housing Act.