What is the action an applicant must take to appeal a denial of a mortgage loan originator license?

To appeal a denial of a mortgage loan originator license, the appropriate action is to petition the Circuit Court from the board's final order. This process allows the applicant to seek judicial review of the decision made by the regulatory board. It is a formal legal procedure that ensures the applicant's case is heard in a court of law, where a judge can evaluate the facts and determine if the denial was justified based on the law and the evidence presented.

The option to petition the Circuit Court is established within the administrative law framework that governs appeals against decisions made by regulatory entities. This route provides a structured process that upholds the rights of the applicant while ensuring that the board's actions comply with legal standards.

Other potential options, such as filing a civil suit against the board or submitting a written explanation to the state legislature, do not typically follow the administrative appeal processes available for such denials and may not be recognized as valid methods to contest the board's decision. Additionally, a request for a review from the Department of Financial Institutions is not the correct path for an appeal but rather a point of contact for seeking information or guidance after a denial.